Registered Insurance Brokers of Ontario (RIBO) Practice Exam

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Which of the following provinces offer only government compulsory auto insurance?

  1. Alberta, Quebec and Saskatchewan

  2. Saskatchewan , Quebec and Manitoba

  3. British Columbia, Manitoba and Saskatchewan

  4. Ontario and Nova Scotia

The correct answer is: British Columbia, Manitoba and Saskatchewan

In Alberta and Quebec, private insurance options are also available for car insurance. In Ontario and Nova Scotia, the government offers basic insurance but private insurance can also be purchased for additional coverage. Manitoba offers both compulsory and optional government insurance. Therefore, the only province where government compulsory auto insurance is the only option is British Columbia, as it does not offer any private insurance options.

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