Registered Insurance Brokers of Ontario (RIBO) Practice Exam

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An Ontario Automobile Policy covers an insured's auto for accidents occurring:

  1. In Canada, USA and Mexico.

  2. In Canada, USA and on a vessel travelling between ports of these two countries.

  3. In Canada and the continental USA.

  4. Anywhere in North America, and on a vessel between any ports in this region.

The correct answer is: In Canada, USA and on a vessel travelling between ports of these two countries.

A) This option is incorrect because it only includes Mexico as a possible location for coverage, whereas the correct answer also includes on a vessel travelling between ports of Canada and the USA. C) This option is incorrect because it does not include coverage for accidents that occur on a vessel between ports of Canada and the USA. D) This option is incorrect because it includes coverage for anywhere in North America, which is not specified in the correct answer. Additionally, it does not specify coverage on a vessel travelling between ports.